University of Minnesota Eeoc Report on Football Players’ Rape Allegations

The University of Minnesota conducted its own investigation of the football players who are alleged to have participated in the sexual assault of the 22 year old female college student, on September 2, 2016.  The University’s Office of Equal Opportunity and Affirmative Action (EOAA) after a federally mandated investigation, compiled an 82 page report, which aggregates the accusations against the players alleged to have participated in the sexual assault. The EEOA report varies dramatically from the report delivered by the Minneapolis Police Department, which found, Read More +

Bankruptcy Information

For those seeking bankruptcy information, the website of Weller Legal Group is arguably the largest source of bankruptcy information in these United States.  This website, spanning well over one thousand pages, addresses every conceivable issue relating to bankruptcy and bankruptcy law. The main portion of the website contains information relating to Chapter 7, Chapter 13, Chapter 12, and Chapter 11 bankruptcy.  Some of our clients tell us that they have read every page of the website, which seems to be an almost impossible task.  This Read More +

Involuntary Servitude, Traditional Slavery, and Debt Slavery Slavery for the Modern Times – Part 5

So, continues the debt train.  Choo-choo!  Today, 70% of automobile purchases involve financing through an automobile loan.  In addition, the lengths of automobile loans have gotten progressively longer.  45% of automobile loans are more than 6 years in duration.  45% of automobile loans are issued to what are classified as subprime borrowers. Mortgage debt in the United States is approximately 5 times larger than 20 years ago.  Mortgage debt as a percentage of Gross Domestic Product has more than tripled since 1955, at least 8 Read More +

Debt Slavery Replacement of Involuntary Servitude and Traditional Slavery Dynamics of Debt Slavery – Part 4

Involuntary servitude and traditional slavery, as it is widely understood, is largely absent from modern America.  However, debt slavery is not only present in these United States, but is a main foundation on which American society exists. Furthermore, most Americans not only are subject to this system, but have also willingly permitted themselves to be become so enslaved.  The majority of Americans are either in debt, are accumulating more debt, or attempting to pay off debts that were in the past accumulated.  This private form Read More +

Debt Slavery Replacement of Involuntary Servitude and Traditional Slavery Slavery for the Modern Times – Part 3

This author posits that there are three distinct forms of slavery.  To make clear, it is the opinion of this author that the most insidious form of slavery is the traditional definition of slavery.  The traditional form of slavery describes a practice where a person or persons are involuntarily captured or imprisoned and forced to perform services or labor for the benefit of his or her captors.   Although it is arguable that the Colonial populations that were indentured servants were treated in many cases more Read More +

Debt Slavery Replacement of Traditional Slavery and Involuntary Servitude – Part 2

It is evident that the Civil War in the United States was waged, primarily to preserve the Union, and establish the supremacy of the Federal Government over the individual States.  Slavery, as traditionally practiced, was diminishing in the United States, including the South. The African slaves were first introduced into the United States in 1618.  At this time white slaves outnumbered black slaves by a ratio of four to one.   Between  33% to 50% of the immigrants to Colonial America were indentured servants.  At the Read More +

Debt Slavery Replacement of Traditional Slavery and Involuntary Servitude and the Real Reason for the Civil War – Part I

The Civil War was an enormously destructive period in American History.  Many lives were lost in the War between the Union and Confederate Forces.  Contrary to what the readers are typically taught in the primary and secondary educational institutions in the United States, the primary purpose of the Civil War was not to end of scourge of human slavery, but to maintain the Union, and to establish and enhance the supremacy of the National or Federal Government, over the individual States.  Furthermore, slavery, as it Read More +

Firearms, Guns, the Second Amendment and Bankruptcy – Part 4

In conclusion, Bankruptcy Code Section 522(f) permits the Debtor in Bankruptcy to Avoid a Non-possessory, Non-purchase Money Security Interest in Household Goods or Tools Of The Trade.   It also provides for the Avoidance of such Interest in Professionally Prescribed Health Aids, but such a provision has no applicability to Firearms. The Court’s tend to define a Household Goods, or Personal Property, according to the McGreevy Decision, as those items that are typically found in or around the home, and used by the Debtor or his Read More +

Firearms, Guns, the Second Amendment and Bankruptcy – Part 3

The issue of the relation of Firearms and Bankruptcy is prominent when the Debtor in Bankruptcy has a Lien placed upon his or her Household Goods, pursuant to a Security Interest which constitutes a Non-possessory, Nonpurchase Money Security Interest.  If the property in question can be categorized as Household Goods, Tools Of The Trade, or a Professionally Prescribed Health Aid, under either the applicable Federal or State Exemption Statutes, the Section 522(f) of the Bankruptcy Code permits the Debtor to avoid such Interest. Bankruptcy Code Read More +

Firearms, Guns, the Second Amendment and Bankruptcy – Part 2

In the 111th Congress, legislation was passed in HR 5827 that provided a Federal Exemption in Bankruptcy for a Debtor’s interest in a “single rifle, shotgun or pistol, or any combination thereof”, provided the total value of such Firearms did not exceed $3000.  Such bill also contained a provision that Firearms could be included in the category of Household Goods, permitting the Debtor to avoid a Non-possessory, Nonpurchase Money Security Interest in Bankruptcy.  Similar legislation was also presented in the 112th Congress in a bill Read More +