Recent Executive Orders Regarding Student Loans

President Biden has signed numerous executive orders recently related to student loan forgiveness. The Borrower Defense to Repayment Program, according to a recent article published in Forbes, will allow forgiveness to certain student loan recipients who were defrauded by the colleges or institutions in which they enrolled. This program was enacted by executive order in June 2021. A second executive order, on August 6, 2021, provided for an extension on a previous moratorium providing borrowers were not to be charged federal loans payments, interest, and Read More +

Terms of Bankruptcy Bill Addressing Student Loans

A bill, currently in Committee before the Senate may permit many debtors encumbered with student loan debt to achieve a discharge of such debts through the process of bankruptcy.  Currently, the primary avenue for the discharge of student loans in bankruptcy is through establishing such debts constitute an undue hardship. The bill, titled the “Fostering Responsible Education Starts with Helping Students Through Accountability, Relief, and Taxpayer Protection Through Bankruptcy Act of 2021” or the “FRESH START Through Bankruptcy Act” additionally provides that certain student loans, Read More +

Discharge of Student Loans in Bankruptcy Proposal in New Bill Before Congress

A new bill being presented to Congress will permit the discharge of student loans in bankruptcy provided certain conditions are met. The bill, sponsored by Senator Richard Durbin and Senator John Cornyn, is titled the Fresh Start In Bankruptcy Act. Under the current bankruptcy laws, it is quite difficult to discharge a student loan in bankruptcy. Generally, the debtor must bring an adversary proceeding and obtain a finding from a bankruptcy judge that the student loan constitutes an undue hardship. The undue hardship standard is Read More +

Congress Support for Student Loans During the Coronavirus Pandemic

The CARES Act was passed by the US Congress in April. This massive stimulus package was announced in response to the coronavirus pandemic and the economic downturn as a result of the spread of the crisis. The act has provided crucial relief to student loan borrowers. It has suspended all the payments and interests on the federal student loans which are held by the government. Congress has stopped all the collection activity for the defaulted federal loans also. Implementation of CARES Act for student loans Read More +

Bankruptcy Treatment of Private School Expenses

INTRODUCTION Parents may seek to matriculate their minor children in private schools for various reasons, including religious purposes, lack of confidence in the available public schools, and alternatively, the belief that the available private school offers a better education than the pertinent public school. The question in arises, in Bankruptcy, as to whether the debtor may deduct his or her expenses related to the debtor’s child or children’s private school enrollment. The ability to deduct such expenses may determine whether the debtor is able to Read More +

Town N Country Florida Bankruptcy Attorney

Those looking for a reputable Bankruptcy Attorney in the area of Town N Country, in Tampa, Florida, need look no farther. Weller Legal Group has been representing Debtors, and only Debtors, in Bankruptcy Proceedings since its founding in 1993. Jay Weller and Weller Legal Group have represented many thousands of Clients in Bankruptcy matters, including Chapter 13 Bankruptcy and Chapter 7 Bankruptcy. Bankruptcy may provide some advantages to a Debtor including the stoppage of Foreclosures, Wage Garnishments, Lawsuits, and Repossessions. Chapter 13 Bankruptcy may stop Read More +

Bankruptcy Attorney Temple Terrace Florida

Seeking a Bankruptcy Attorney in Temple Terrace in Tampa, Florida. The Bankruptcy Attorneys and Paralegals at Weller Legal Group are here to help. We have been representing many of the residents in Temple Terrace, Florida, since our founding in 1993. If you are in Debt, we can Help! Weller Legal provides Attorney representation in all matters relating to Bankruptcy, including Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, the Mortgage Mediation Program and the Student Loan Mediation Program. We also have represented our Clients in more complex Read More +

Trinity Florida Bankruptcy Attorney

Seeking Bankruptcy Attorney in Trinity, Florida. The Bankruptcy Attorneys and Paralegals of Weller Legal Group have been serving the community of Trinity, Florida in Bankruptcy proceedings, including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We are equipped to represent Debtors in any matter relating to Bankruptcy, including the filing and completion of any form of Bankruptcy. From more simple matters, such as the filing of a no-asset Chapter 7 Bankruptcy, to the more complex, such as Adversary Proceedings, Weller Legal Group has been serving Trinity Read More +

Riverview Florida Bankruptcy Attorney

If you live or work in Riverview Florida and seeking a Bankruptcy Attorney then Jay Weller may be best choice. Since 1993, Mr. Weller has represented Debtors and Debtors only, in Bankruptcy Proceedings. Weller Legal Group has represented many thousands of Clients in Bankruptcy, including Chapter 11 Bankruptcy, Chapter 13 Bankruptcy and Chapter 7 Bankruptcy. Most Bankruptcies are filed under either Chapter 7 or Chapter 13. Chapter 7 Bankruptcy seeks the elimination or Discharge of the Debtor or Debtors’ Unsecured Debts, such as Credit Cards, Read More +

Treatment of Garnishments in Florida in and Outside of Bankruptcy

Garnishment of property or wages for unpaid debts can make a difficult financial situation even harder. In Florida, the rules and procedures of garnishment are controlled by Florida Statute Chapter 77, as well as the federal Consumer Credit Protection Act at 15 U.S. Code § 1673 Specific rules for garnishment apply to special kinds of debts like back taxes, student loans, and domestic support obligations (child support and alimony). In Florida, anyone who sues to recover a debt or obtains a judgement against another party has Read More +