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ITT TECHNICAL SCHOOL CLOSING PART II – A SYMPTOM OF A GREATER DISEASE
Upon the Department of Education’s decision to bar ITT Technical Institute from receiving Federal Student Aid, namely, Student Loans and Grants, ITT announced the closing of its Campuses. The focus of the Department of Education investigation of ITT was related to what is referred to as the Gainful Employment Rule. The Departments Gainful Employment Rule…
ITT CLOSING – OPTIONS FOR ITT STUDENTS
ITT Technical Institute, which operated over 130 campuses and served approximately 45,000 students, announced its closing, resulting from it appears, numerous actions by the Federal Department of Education. The Department of Education in August of 2016 required ITT to post a Letter of Credit in the amount of $153 million dollars, in addition to $94…
BANKRUPTCY AFFECT ON EMPLOYMENT
BANKRUPTCY ATTORNEY QUESTION FROM BRANDON, FLORIDA Igor B of Brandon, Florida asks: “will filing Bankruptcy affect either my present or future employment?” Bankruptcy Code Section 525(a) or as it is properly known, 11 USC 525(a) states that no Governmental Unit may deny, revoke, suspend or refuse to renew a license, permit, franchise, or deny employment…
BANKRUPTCY COURT TAMPA
The Bankruptcy Court for Tampa, Florida is located at 801 N Florida Avenue, #555, Tampa, Florida 33602. The Phone Number for the Bankruptcy Court in Tampa is 813-301-5162, and the Court is open Monday through Friday between 8:30 AM to 4 PM. The website for the Bankruptcy Court is www.flmb.uscourts.gov. This website is a useful…
WHAT IS A CREDIT COUNSELING CERTIFICATE IN BANKRUPTCY?
BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA Ted Owen from Clearwater, Florida asks the Bankruptcy Attorney, What is a Credit Counseling Certificate as used in Bankruptcy? The Credit Counseling Certificate is an invention of the 2005 Bankruptcy Act passed by Congress and signed by George W Bush. The Credit Counseling Certificate became a requirement for all…
TREATMENT OF ATTORNEY FEES FROM DIVORCE OR FAMILY COURT PROCEEDINGS IN BANKRUPTCY
BANKRUPTCY ATTORNEY QUESTION FROM LAKELAND, FLORIDA Rabbi Levin, from Lakeland, Florida asks, how are Attorney Fees arising from Divorce or Family Court Proceedings, treated in Bankruptcy? Thank you for your question, Rabbi Levin, from Lakeland, Florida. In a Chapter 7 Bankruptcy, such Attorney Fees, are generally not Discharged or Dischargeable in Bankruptcy. In Re Johnson…
TREATMENT DOMESTIC SUPPORT OBLIGATIONS IN BANKRUPTCY
Domestic Support Obligations, sometimes referred to as DSO’s, are Classified as Priority Debts in Bankruptcy. Please refer to Bankruptcy Code Sections 11 USC 507(a)(1), 523(a)(5) and 523(a)(15). Priority Debts are generally paid first in a Chapter 13 Bankruptcy through the monthly payments the Debtor makes to the Chapter 13 Trustee, or through a Chapter 7…
ICELAND AND ITS MAGICAL NATURAL SCENES AND GEOGRAPHY
A friend of the family is currently in Iceland, and sent us some photographs of the beautiful natural scenes and geography or topography, that seems abundant throughout Iceland. Iceland is an interesting place, with one of the highest standards of living in the world. I believe about 250,000 people live on the island called Iceland,…
HOW LONG CAN I KEEP MY AUTOMOBILE IF I SURRENDER IT IN BANKRUPTCY?
BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA How long can I keep my automobile or car if I intend to surrender it in Bankruptcy? Thank you to Mark Zadar of Clearwater, Florida for your question. This is a common question asked by the Clients that come to our offices. Sometimes, a person filing Bankruptcy will determine…
WHAT IS A CERTIFICATES FOR DOMESTIC SUPPORT OBLIGATION IN BANKRUPTCY?
BANKRUPTCY ATTORNEY QUESTION FROM PORT RICHEY, FLORIDA A man by the name of Chino, living in Port Richey, Florida asks the Bankruptcy Attorney, I received a paper titled Certificates for Domestic Support Obligation, and I am in a Chapter 13 Bankruptcy. What does this mean? Thank you, Chino of Port Richey, Florida. To begin, I…
UFO’S Spotted Over Clearwater Beach, Florida. SEE VIDEO
Here is a Video I took on an iPhone 4 camera, of a series of lights that appeared in the sky in Clearwater Beach, Florida, on March 26, 2016. The Video is a little over 2 minutes long, but the lights appeared in the sky much longer than that. The lights were either slow moving…
DO I NEED A CREDIT COUNSELING CERTIFICATE IN ORDER TO FILE BANKRUPTCY?
BANKRUPTCY QUESTION FROM BRANDON, FLORIDA Jose Pasquini from Brandon, Florida, asks, Do I need a Credit Counseling Certificate in order to file Bankruptcy. Thank you, Jose Pasquini for your question.Section 109 of the Bankruptcy Code defines who may be a Debtor in Bankruptcy. Bankruptcy Code Section 109 states that a Debtor may be a person…