Clearwater, Florida – More Than Just Beaches

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Clearwater, Florida, situated on the Gulf of Mexico in West Central Florida, is the County seat of Pinellas County. The region surrounding Clearwater and Pinellas County is known as the Tampa Bay Area. Clearwater is the third largest City in the region; the cities of Tampa and St. Petersburg are the two largest. Prior to the early-1800’s, the area surrounding present-day Clearwater was occupied by native Americans known as the Tocobaga people. In 1835, the United States Army began construction of an army fort which Read More +

Standing Your Ground in Clearwater, Fl

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Clearwater, Florida is normally a quiet community that does not appear in the pages of national newspapers or on the nightly news broadcasts. Ordinarily, Clearwater’s “fame” centers on its laid-back lifestyle, pristine beaches, and a reputation for being a destination for vacationers and “snowbirds” seeking warmth in the winter and a place to frolic when the kids are out of school. That sense of the “normal” and “ordinary” was shattered on Thursday, July 19th of this year when an altercation over a parking spot at Read More +

How Much Does It Cost to File Bankruptcy?

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PORT RICHEY, FLORIDA CLIENT ASKS BANKRUPTCY ATTORNEY Hillary C from Port Richey, Florida asks the Bankruptcy Attorney, How much does it cost to file Bankruptcy?  Thank you for your question.  Here is a Video we created in response to this query. At the writing of this Article, November 8, 2016, the filing fee charged by the US Bankruptcy Court, for a Chapter 7 Bankruptcy is $335 and for a Chapter 13 Bankruptcy the filing fee is $310.  In addition, most Debtors are also required to Read More +

Can I Sell Home If I File Bankruptcy?

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BANKRUPTCY  ATTORNEY QUESTION FROM CLEARWATER, FLORIDA If I file Bankruptcy, can I still sell my Home, asks D McDonald of Clearwater, Florida.  Generally, if the home or real estate in question is your Homestead, you may sell the subject property, and retain the proceeds or profits of that sale, provided you use such proceeds towards the purchase of a new Homestead. There are limitations on this general principle.  Please contact our office regarding your particular circumstance.

Celebrities Who Filed Bankruptcy

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BANKRUPTCY LAWYER QUESTION SPRING HILL, FLORIDA Spring Hill, Florida Resident Johhny B asks the Bankruptcy Lawyer, what famous Celebrities or Public Figures have filed Bankruptcy? A number of well known Celebrities and Public Figures have filed Bankruptcy.  This Video gives an extensive list of such Persons who have filed Bankruptcy. Among the surprises on the list, for some, may be that Abraham Lincoln and Henry Ford filed Bankruptcy.  More recently, Fifty Cent, the Rapper, has also filed Bankruptcy.  Fifty Cent filed Chapter 11 Bankruptcy, along Read More +

Bankruptcy Affect on Employment

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BANKRUPTCY ATTORNEY QUESTION FROM BRANDON, FLORIDA Igor B of Brandon, Florida asks: “will filing Bankruptcy affect either my present or future employment?” Bankruptcy Code Section 525(a) or as it is properly known, 11 USC  525(a) states that no Governmental Unit may deny, revoke, suspend or refuse to renew a license, permit, franchise, or deny employment to, terminate the employment of or discriminate with respect to the employment of a Debtor who has filed Bankruptcy.  Bankruptcy Code Section 525(b) states that no Private Employer may terminate Read More +

What is A Credit Counseling Certificate in Bankruptcy?

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BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA Ted Owen from Clearwater, Florida asks the Bankruptcy Attorney, What is a Credit Counseling Certificate as used in Bankruptcy?   The Credit Counseling Certificate is an invention of the 2005 Bankruptcy Act passed by Congress and signed by George W Bush. The Credit Counseling Certificate became a requirement for all those filing Bankruptcy.  With a few exceptions, any Individual seeking to file Bankruptcy must first procure a Credit Counseling Certificate.  The Credit Counseling Certificate basically certifies that the subject Individual Read More +

How Long Can I Keep My Automobile If I Surrender It in Bankruptcy?

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BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA How long can I keep my automobile or car if I intend to surrender it in Bankruptcy?  Thank you to Mark Zadar of Clearwater, Florida for your question.  This is a common question asked by the Clients that come to our offices.  Sometimes, a person filing Bankruptcy will determine that it is in his or her best interest to surrender their automobile in the Bankruptcy. Generally, if you surrender your automobile in the Bankruptcy, such surrender of the collateral Read More +

Ufo’s Spotted Over Clearwater Beach, Florida. See Video

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Here is a Video I took on an iPhone 4 camera, of a series of lights that appeared in the sky in Clearwater Beach, Florida, on March 26, 2016. The Video is a little over 2 minutes long, but the lights appeared in the sky much longer than that. The lights were either slow moving or did not move at all. The Video was taken at Clearwater Beach, Florida. Specifically, the Video was taken from a fifth story condominium in the community of Island Estates, Read More +

What is Bankruptcy Proof of Claim?

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BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA Eduardo from Executive Café & Deli in Clearwater, Florida, asks What is a Proof of Claim in Bankruptcy?  A Proof of Claim is a written Statement that notifies the Bankruptcy Court, The Bankruptcy Trustee, and the Debtor, that the Creditor intends to be eligible to receive a Distribution of monies from the Bankruptcy Estate.  In a Chapter 7 Bankruptcy, the Distribution of monies is through the Sale and Liquidation of Assets that the Bankruptcy Debtor owns that exceed the Read More +