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    Category: Filing For Bankruptcy

    • Are The Cash Surrender Value Of Life Insurance Policies And Annuity Contracts Exempt Or Protected From Creditors In The State Of Florida?

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      Florida Statute Section 222.14 states:   The cash surrender values of life insurance policies issued upon the lives of citizens or residents of the state and the proceeds of annuity contracts issued to citizens or residents of the state, upon whatever form , shall not in any case be liable to attachment, garnishment or legal…

    • Is A Life Insurance Policy Protected From Creditors In Florida?

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      Florida Statute 222.13 states:   Whenever any person residing in this state shall die leaving insurance on his or her life, the said insurance shall inure exclusively to the benefit of the person for whose use and benefit such insurance is designated in the policy, and the proceeds thereof shall be exempt from the claims…

    • How Are The Proceedings To Determine An Exemption Conducted in Florida?

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      Florida Statute Section 222.12 states: Whenever any money or other thing due for labor or services as aforesaid is attached by such process, the person to whom the same is due and owing may make oath before the officer who issued the process or before a notary public that the money attached is due for…

    • Florida Section 222.01(5) provides..

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      Florida Statute Section 222.01(4) provides that a lien cannot generally attach to the Homestead of a Debtor in the State of Florida. However, Article X of the Florida State Constitution and Section 222.01(5) provides Exceptions to this general rule.   Florida Section 222.01(5) provides:   As provided in s. 4, Art. X of the State…

    • A lien pursuant to chapter 55

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      In the State of Florida, a Lien generally cannot attach against Homestead property. There are some exceptions to this general rule.   Florida Statute Section 222.01(4) provides: A lien pursuant to chapter 55 of any lienor upon whom such notice is served, who fails to institute an action for a declaratory judgment to determine the…

    • Notice Of Homestead

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      If a natural person residing in Florida, has a Judgment entered against him for a Debt, and he owns and desires to protect his Homestead, then under Section 222.01(2) of the Florida Statutes, he has a remedy. Section 222 provides: When a certified copy of a judgment has been filed in the public records of…

    • Under Florida Statute 769.05..

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      Under Florida Statute 769.05, Damages or an award for the Damages, received by employees working in hazardous occupations, are Exempt or protected from Creditor attachment, garnishment or levy.

    • Under Florida Statute 222.18..

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      Under Florida Statute 222.18, Disability Benefits are Exempt or protected against Creditor garnishment, attachment or levy

    • Lottery winnings..

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      Lottery winnings are not Exempt or protected from attachment, levy or garnishment by Creditors under Florida Law.

    • Life Insurance proceeds..

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      Life Insurance proceeds that are paid to a specific beneficiary are Exempt or protected from Creditors from attachment, levy or garnishment, under Florida Statute 222.13.

    • Florida Statute 222.201..

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      Florida Statute 222.201 provides that Alimony and Child Support are Exempt or protected from levy, attachment or garnishment by Creditors, but only to the extent reasonably necessary for the support of the Debtor.

    • Florida Statute 960.14..

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      Florida Statute 960.14 provides that Crime Victims Compensation benefits are generally Exempt or protected from attachment, garnishment or levy, by Creditors. An Exception to this rule is when the Debtor is seeking the Discharge of debt relating to the medical treatment of the Victims injuries resulting from the crime.