If you need a bankruptcy lawyer in Crystal River, Florida or Citrus County, then Mr. Jay Weller and Weller Legal Group are here to help. Mr. Weller has over 30 years of experience in Florida bankruptcy law and has filed over 40,000 cases. Weller Legal Group is able to assist you in debt settlements, Chapter 7 bankruptcy, and Chapter 13 bankruptcy cases. Mr. Jay Weller is an experienced bankruptcy attorney in Crystal River, Florida who can help you through the entire bankruptcy process from start to finish in Citrus County.
The two common forms of bankruptcy in the United States are Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy is also commonly known as a “straight bankruptcy” or a “liquidation bankruptcy.” Chapter 7 is beneficial for individuals who are carrying a significant amount of unsecured debts, for example, credit cards or signature loans. In many cases, a Chapter 7 bankruptcy can discharge both medical bills and monies owed that have exceeded insurance coverages in automobile accidents. Student loans are usually not able to be discharged unless the student loans present an “undue hardship”, it can be possible to discharge but not likely.
The second common form of bankruptcy in the United States is a Chapter 13 bankruptcy. Chapter 13 bankruptcy is commonly known as “debt reorganization” or “debt consolidation.” With a Chapter 13 bankruptcy, the debtor is seeking to consolidate their debts into affordable monthly payments over a maximum of sixty (60) months. Chapter 13 bankruptcy can also be used to temporarily stop home foreclosures and car repossessions, which is known as an “automatic stay.” Filing bankruptcy can be a great way to stay in your home if you think you are at risk of getting foreclosed on in the near future.
If you do not want to file bankruptcy in Florida, we may be able to assist you with a debt settlement. Weller Legal Group can negotiate on your behalf with your creditors to come up with a mutually beneficial one-time payment. In many cases we can help settle your debt with your creditors for much less than you owe, of course, you will have to have sufficient funds available to make the lump sum payment. The creditor is not required to settle a debt, but in many cases, they are willing to work with debtors to come up with a rational one-time payment to clear your balance with them.
In Crystal River, Florida, and Citrus County, Weller Legal Group is considered one of the most experienced bankruptcy law firms in the area. We have filed more than 40,000 cases and are ready to handle your bankruptcy case in Florida. Our attorneys and paralegals are ready to assist you, whether it be Chapter 7 bankruptcy, Chapter 13 bankruptcy, or a debt settlement case. Contact us today to speak with a bankruptcy lawyer in Crystal River, Florida, or Citrus County at 1-800-407-3328 (DEBT). If you prefer to contact us online, we can be reached through our website by filling out a contact form at www.jayweller.com.
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