the Earnings of A Head of Family or Head of Household..

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The Earnings of a Head Of Family or Head of Household, in the State of Florida are Exempt or protected from Garnishment by Creditors. The only exception to this Law, which is defined in Section 222.11 of the Florida Statutes, is when the Head Of Family has more than $750 per week in Disposable Earnings AND such Head Of Family agrees in writing, to the Garnishment. The Head Of Family is defined as any natural person that provides more than one-half of the support for Read More +

Florida Statute 222.11 Provides for the Exemption of Wages..

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Florida Statute 222.11 provides for the Exemption of Wages or Earnings of the Head Of Family from Garnishment by Creditors.   Florida Statute Section 222.11(1)(c) defines HEAD OF FAMILY as: “Head of family” includes any natural person who is providing more than one-half of the support for a child or other dependent.

Section 221.11 of the Florida Statutes Provides That Creditors ..

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Section 221.11 of the Florida Statutes provides that Creditors cannot Garnish the Earnings of the Head Of Family, unless the Head of Family has Disposable Earnings over $750 per week and the same person agrees in writing to such Garnishment. Florida Law Section 221.11(b) provides that the written agreement must: Be written in the same language as the contract or agreement to which the waive relates; Be contained in a separate document attached to the contract or agreement; and Be in substantially the following form Read More +

Section 222.11 of the Florida Statutes Exempts the Earnings Of..

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Section 222.11 of the Florida Statutes Exempts the Earnings of the Head Of Household from Garnishment. Section 222.11(1)(a) defines Earnings as: “Earnings” includes compensation paid or payable, in money of a sum certain, for personal Services or labor whether denominated as wages, salary, commission, or bonus.

Section 221.11 of the Florida Statutes Exempts the Earnings Of..

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Section 221.11 of the Florida Statutes Exempts the Earnings of the Head of Household from Garnishment, Unless the Head Of Family has DISPOSABLE EARNINGS of over $750 per week and agrees in writing to such Garnishment.   Section 222.11(1)(b) defines DISPOSABLE EARNINGS as: “disposable earnings” means that part of the earnings of any head of family remaining after the deduction from those earnings of any amounts required by law to be withheld”.

Discharge of Student Loans in Bankruptcy

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Discharge of Student Loans In Bankruptcy: How Obama And The Senate Democrats Proposed Bill Is Much Ado About Nothing Part III in Series By Jay Weller   Recently, upon inspiration from President Obama and his Student Bill of Rights, as implemented by Executive Order, a number of Senators in Congress have introduced a Bill called the Fairness For Struggling Students Act of 2015.   The main sponsor of the Bill, Illinois Senator Dick Durbin, was joined by his co-sponsors of the Bill, including Mazie Hirono Read More +

the Clampdown Begins on Payday Loans

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PayDay Loans Under Increased Scrutiny From Federal And State Governments By Jay Weller Pay Day loans, although easy to procure, usually carry with them extremely high interest rates and burdensome terms and fees. Often Borrowers are caught in a mire where they need to continually borrow from such Lenders to pay their essential bills. Recently, the Attorney General of Illinois, Lisa Madigan, accused on such Lender of misleading Borrowers who procured expensive loans that come bundled with insurance products that were not needed or useful. Read More +

Social Security

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Social Security Law If you are in need of representation to assist with you any social security legal issue in the Tampa Bay area please contact us today so that we may further assist you. In general, Social Security benefits are Exempt from Creditors in the State of Florida, and the United States, but there are some exceptions where Social Security benefits are not Exempt, or protected from Creditors in the State of Florida, or protected from the Bankruptcy Trustee or Creditors, in Bankruptcy Proceedings. Read More +

Personal Injury

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Personal Injury If you are injured while visiting someone else’ property, you might have what is constantly referred to as a “slip and fall” case. A slip, trip, and fall case is a type of premises liability claim. Property owners have a legal obligation to provide a reasonably safe environment to people who are lawfully on their property. When they fail in this duty and someone i injured, the property owner is liable for damages, including the victim’s medical bills, pain and suffering, lost wages Read More +