If you need a reputable bankruptcy attorney in Homosassa, Florida or the Citrus County area, then Weller Legal Group may be your best option. Mr. Jay Weller and Weller Legal Group have over 30 years of experience assisting clients through the bankruptcy process. Over the years, Mr. Weller has filed over 40,000 cases and helped clients get a fresh new start. Filing bankruptcy is nothing to be ashamed about and it can be a great start to getting your financial health back on track. Mr. Weller and Weller Legal Group are able to assist with Chapter 7 bankruptcy, Chapter 13 bankruptcy, and in certain cases possibly debt settlements. Weller Legal Group is an experienced law firm in Homosassa, Florida that can navigate you through the entire bankruptcy process in Citrus County.
In America, the two common forms of bankruptcy for individuals or married couples to file are Chapter 13 and Chapter 7 bankruptcy. Each forms of bankruptcy have pros and cons that you should consider and can be discussed with one of our attorneys. In many cases if your household income is too high, you will not be able to qualify for a Chapter 7 bankruptcy and will then have to go down the path of a Chapter 13 bankruptcy or possibly look into debt settlements. If you are able to qualify for a Chapter 7 bankruptcy, also known as a “straight bankruptcy,” normally you can eliminate most of your unsecured debts including, credit cards, signature loans, and medical bills.
With a Chapter 13 bankruptcy, the debtor will have to make monthly payments to help repay back a portion of the debts that are owed. This is why a Chapter 13 bankruptcy is commonly referred to as a “debt reorganization,” which helps the debtor come up with an affordable monthly payment. Most of the time the agreed payment plan will be over the course of a maximum of sixty (60) months. A benefit of filing Chapter 13 bankruptcy is that it can stop foreclosures and car repossessions, at least in the short term with what is known as an “automatic stay.”
Another option that we can look into is a debt settlement. This could be a great path is you are determined not to file bankruptcy. Something to keep in mind is that creditors are not required to accept a settlement offer, but many of them are open to negotiation. If you decide to hire us to represent you in a debt settlement case, we will negotiate with your creditor on your behalf to come up with a mutually beneficial one-time payment to your creditor to clear your debt balance with them. Debt settlements can be a great option if you have some savings that can be used to pay off debt balances for usually much less than the total amount owed to the creditor.
In Homosassa, Florida and Citrus County, Mr. Jay Weller and Weller Legal Group is considered one of the most premier law firms in the area. Weller Legal Group almost exclusively practices bankruptcy law and our attorneys and paralegals are ready to assist you with your Chapter 7 bankruptcy, Chapter 13 bankruptcy, or debt settlement case. Contact us to speak with a bankruptcy lawyer in Homosassa, Florida or Citrus County at 1-800-407-3328 (DEBT) to see which option is best for you. We can also be reached through or website by filling out a contact form at www.jayweller.com.
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