Under Florida Statute, Section 319.22(a)1..

Under Florida Statute, Section 319.22(a)1, a motor vehicle or mobile home owned by two or more persons with an “or” designation is considered to be owned in Joint Tenancy or a Tenancy by Commons. If property is owned in Joint Tenancy, then each person has ownership over all of the property. Either A or B may sell the property. A Creditor of either A or B may attach or garnish the property.

If property is owned by A and B, with an “and” designation, and A and B are husband and wife, the Florida Courts will likely presume that such property is owned in Tenancy by the Entireties.