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    Tag: Clearwater

    • BANKRUPTCY AND EVICTIONS

      BANKRUPTCY AND EVICTIONS

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      Prior to the enactment of the 2005 Bankruptcy Abuse and Consumer Protection Act, the filing of a bankruptcy generally operating as a stay of eviction proceedings. In bankruptcy, this is referred to as the automatic stay. Today, the bankruptcy filing: Does not stay or stop an eviction order or a judgment for possession; If there…

    • DETERMINING APPLICABLE EXEMPTIONS IN BANKRUPTCY

      DETERMINING APPLICABLE EXEMPTIONS IN BANKRUPTCY

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      STEPS 1. Bankruptcy Code Section 522 states that in determining what Exemptions the Debtor shall apply, whether Federal or State Exemptions, one must refer to Bankruptcy Code Section 522(b)(3)(A). The applicable Bankruptcy Section states that the Domicile of the Debtor for the 730 days preceding the filing of the Bankruptcy Petition determines the applicable Exemption.…

    • TAMPA BUSINESSES AND CORONAVIRUS – CLOSED, CLOSING AND NOT COMING BACK?

      TAMPA BUSINESSES AND CORONAVIRUS – CLOSED, CLOSING AND NOT COMING BACK?

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      Due to the reaction, both public and private, to what is described as the coronavirus pandemic, many businesses in the Tampa and greater Hillsborough County region, are closed. Many of the small businesses, particularly the small, family owned restaurants, are perhaps, permanently closed. Most small businesses generally operate on very thin margins. The taxes, regulations,…

    • Summer Activities And Coronavirus

      Summer Activities And Coronavirus

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      If you live in Tampa, FL, or plan on traveling there this summer, you’re probably concerned about participating in all the fun things the state has to offer. While summer is typically a prime time for vacations and amusement, coronavirus has turned all that upside down. You’re probably wondering just like everyone else in the…

    • BANKRUPTCY PROOF OF CLAIMS FOR DUMMIES

      BANKRUPTCY PROOF OF CLAIMS FOR DUMMIES

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      Bankruptcy Rule 3002 governs primarily the deadlines surrounding when a Creditor must file a proof of claim under various Chapters of Bankruptcy. A Creditor that does not file a proof of claim, files such claim late, or has its claim disallowed, may find that it will be excluded from any distribution or dividend available through…

    • Credit Card Payments During Coronavirus Pandemic

      Credit Card Payments During Coronavirus Pandemic

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      For several people, a credit card is a significant resource when things are not going well financially. If you have lost a lot of income recently due to the coronavirus pandemic the credit card will be a significant lifeline for meeting your business requirements. However, if you fail to make the payments on time the…

    • Planning Bankruptcy Filing During Coronavirus Pandemic

      Planning Bankruptcy Filing During Coronavirus Pandemic

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      There is no denying the fact that coronavirus pandemic has rocked the U.S. economy badly and this has had a terrible effect on the bankruptcy filings. With an upsurge in unemployment and several businesses coming under financial pressure due to the spreading of the pandemic, it is only a matter of time before many businesses…

    • Coronavirus And Small Business Bankruptcy

      Coronavirus And Small Business Bankruptcy

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      You can expect the coronavirus pandemic to shut down millions of small businesses in the upcoming months. A range of small business bankruptcies can be expected as more than 40% of the country’s small businesses are expected to shut down permanently in the next 6 months due to the coronavirus pandemic. This was indicated in…

    • 5 Myths About The $1200 Stimulus Check

      5 Myths About The $1200 Stimulus Check

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      In March 2020 the biggest stimulus package in the history of America was passed by Congress to counter the economic situation caused by the coronavirus pandemic. It was signed to become the law by the U.S. President Donald Trump. This $2.2 trillion package will provide $500 billion to the industries in distress, $350 billion to…

    • Coronavirus May Lead To Record Bankruptcy Levels?

      Coronavirus May Lead To Record Bankruptcy Levels?

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      The Coronavirus is spreading throughout the entire world. Governments have locked down countries, airlines are not flying, and people are ravaging supermarkets to stock up on basic supplies. What does this virus mean for the world and the future? At this moment in time there is going to be stimulus checks going out to low…

    • Dealing With Financial Stress During The Coronavirus Crisis

      Dealing With Financial Stress During The Coronavirus Crisis

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      Similar to the millions of other U.S. nationals you may find yourselves out of work at the moment due to the spread of coronavirus epidemic. Unlike other disasters where you can predict the layoff period, this is an unexpected and devastating blow for many people. There are not many answers available about when all this…

    • When Are My Debts No Longer Collectible?

      When Are My Debts No Longer Collectible?

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      Laws regarding time-barred debts, a debt that is past its legal time window of collection, vary from state to state. This “time window” in which collectors must initiate a lawsuit is formally known as the Statute of Limitations. The Statute of Limitations applies to all types of lawsuits, not just those between debtors and creditors.…