Category: Tips
Creditor Harassment Summary
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OFFENDING PARTY A DEBT COLLECTOR? MUST BE A DEBT COLLECTOR AND NOT ORIGINAL CREDITOR COLLECTING DEBT.DID DEBT COLLECTOR IDENTIFY HIMSELF AS A DEBT COLLECTOR?WAS DEBT…
Bankruptcy Waiting Periods
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CHAPTERS WAITING PERIOD 7 TO 7 8 YEARS FROM PREVIOUS FILING 13 TO 13 2 YEARS FROM PREVIOUS FILING (CASE MUST BE CLOSED) 7 TO…
Florida Homestead Exemption
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The State of Florida provides a homestead exemption which is designed to protect persons from the attachment or seizure of their places of residence by creditors….
CHAPTER 7 BANKRUPTCY TREATMENT OF SECURED PROPERTY
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STATEMENT OF INTENTIONS IN BANKRUPTCY In a Chapter 7 bankruptcy, the debtor must complete and sign a form called the Statement of Intentions. The Statement…
DOMESTIC SUPPORT OBLIGATIONS BANKRUPTCY
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Another important exception to bankruptcy is domestic support obligations. Domestic support obligations are not discharged in bankruptcy and are therefore referred to as an exception…
TREATMENT DOMESTIC SUPPORT OBLIGATIONS IN BANKRUPTCY
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Domestic Support Obligations, sometimes referred to as DSO’s, are Classified as Priority Debts in Bankruptcy. Please refer to Bankruptcy Code Sections 11 USC 507(a)(1), 523(a)(5)…
HOW LONG CAN I KEEP MY AUTOMOBILE IF I SURRENDER IT IN BANKRUPTCY?
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BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA How long can I keep my automobile or car if I intend to surrender it in Bankruptcy? Thank you…
WHAT IS BANKRUPTCY PROOF OF CLAIM?
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BANKRUPTCY ATTORNEY QUESTION FROM CLEARWATER, FLORIDA Eduardo from Executive Café & Deli in Clearwater, Florida, asks What is a Proof of Claim in Bankruptcy? A…
I FILED BANKRUPTCY. WHEN CAN I FILE AGAIN?
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BANKRUPTCY ATTORNEY QUESTION FROM BRANDON FLORIDA Stuart Schnell of Brandon, Florida asks the Bankruptcy Attorney, If I previously filed Bankruptcy, may I file Bankruptcy again,…
WHAT IS A DISCHARGE IN A CHAPTER 13 BANKRUPTCY?
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Paul O from Port Richey, Florida asks, what is a Discharge in a Chapter 13 Bankruptcy. The following video explains what is a Discharge in…
Can I Change My Social Security Number To Rebuild My Credit Rating?
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John Patterson from Brandon, Florida asks if it is possible to obtain a new Social Security number in order to improve his credit rating. …
BUDGETING FOR CHRISTMAS AND HOLIDAY SEASON
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Budgeting is important, not only during the Holiday Season but during the entire year because unless you are properly recording your finances, you may not…