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    Tag: credit

    • How To Avoid Defaulting On Your Car Loan

      How To Avoid Defaulting On Your Car Loan

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      Unfortunately, this has been a challenging year in many aspects. Unemployment is no exception. Many people have seen their hours at work reduced while others have had their jobs disappear altogether. When this happens, it results in making tough decisions regarding when and how to spend your money. This may leave you feeling desperate to…

    • FLORIDA FRAUDULENT TRANSFERS

      FLORIDA FRAUDULENT TRANSFERS

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      Florida has a statutory provision, formally referred to as the Uniform Fraudulent Transfer Act. (726.101) Florida Statute 726.105 governs when transfers are considered fraudulent as to present and future creditors. These ELEMENTS must be present for a transfer to be considered fraudulent: TRANSFER made or OBLIGATION incurred by a DEBTOR CREDITORS claim can arise BEFORE…

    • BANKRUPTCY PROOF OF CLAIMS FOR DUMMIES

      BANKRUPTCY PROOF OF CLAIMS FOR DUMMIES

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      Bankruptcy Rule 3002 governs primarily the deadlines surrounding when a Creditor must file a proof of claim under various Chapters of Bankruptcy. A Creditor that does not file a proof of claim, files such claim late, or has its claim disallowed, may find that it will be excluded from any distribution or dividend available through…

    • BANKRUPTCY TREATMENT OF PRIVATE SCHOOL EXPENSES

      BANKRUPTCY TREATMENT OF PRIVATE SCHOOL EXPENSES

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      INTRODUCTION Parents may seek to matriculate their minor children in private schools for various reasons, including religious purposes, lack of confidence in the available public schools, and alternatively, the belief that the available private school offers a better education than the pertinent public school. The question in arises, in Bankruptcy, as to whether the debtor…

    • Credit Card Payments During Coronavirus Pandemic

      Credit Card Payments During Coronavirus Pandemic

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      For several people, a credit card is a significant resource when things are not going well financially. If you have lost a lot of income recently due to the coronavirus pandemic the credit card will be a significant lifeline for meeting your business requirements. However, if you fail to make the payments on time the…

    • LUTZ FLORIDA BANKRUPTCY ATTORNEY

      LUTZ FLORIDA BANKRUPTCY ATTORNEY

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      If you live or work in Lutz, Florida and are seeking a Bankruptcy Attorney, then Weller Legal Group may be able to help. The Bankruptcy Attorneys and Paralegals at Weller Legal Group have knowledge and experience in most matters relating to Bankruptcy Law, including Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and Chapter 11 Bankruptcy. Chapter…

    • RIVERVIEW FLORIDA BANKRUPTCY ATTORNEY

      RIVERVIEW FLORIDA BANKRUPTCY ATTORNEY

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      If you live or work in Riverview Florida and seeking a Bankruptcy Attorney then Jay Weller may be best choice. Since 1993, Mr. Weller has represented Debtors and Debtors only, in Bankruptcy Proceedings. Weller Legal Group has represented many thousands of Clients in Bankruptcy, including Chapter 11 Bankruptcy, Chapter 13 Bankruptcy and Chapter 7 Bankruptcy.…

    • BRANDON FLORIDA BANKRUPTCY ATTORNEY

      BRANDON FLORIDA BANKRUPTCY ATTORNEY

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      For Brandon, Florida residents seeking a Bankruptcy Attorney, Jay Weller and Weller Legal Group is a popular choice. Since 1993, Our Attorneys have represented Debtors, and only Debtors, in Bankruptcy Proceedings. If you reside in Brandon, or Hillsborough County, the Bankruptcy Hearings are held in downtown Tampa. The Tampa Bankruptcy Court serves not only Hillsborough…

    • Dodd-Frank: Title XIV – Mortgage Reform and Anti-Predatory Lending Act

      Dodd-Frank: Title XIV – Mortgage Reform and Anti-Predatory Lending Act

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      Mortgage Reform and Anti-Predatory Lending Act, amendment to the Truth in Lending Act (TILA), was brought about as a reaction to the lending practices that had lead to the burst of the real estate bubble in 2008. Many mortgages prior to the burst of the real estate bubble included clauses that were unfavorable to those…

    • Creditor Harassment Summary

      Creditor Harassment Summary

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      OFFENDING PARTY A DEBT COLLECTOR? MUST BE A DEBT COLLECTOR AND NOT ORIGINAL CREDITOR COLLECTING DEBT.DID DEBT COLLECTOR IDENTIFY HIMSELF AS A DEBT COLLECTOR?WAS DEBT A CONSUMER DEBT TRANSACTION?INCLUDES BAD CHECKS, CONDO ASSESSMENT FEES, RESIDENTIAL RENTAL PAYMENTS, MUNICIPAL WATER SERVICE, REPOSSESSIONSEXCLUDES CHILD SUPPORT, TORT CLAIMS, AND PERSONAL TAXESVALIDITY OF DEBT IRRELEVANT FAIR DEBT COLLECTION PRACTICES…

    • MESSAGE FROM A BANKRUPTCY ATTORNEY IN CLEARWATER, FLORIDA

      MESSAGE FROM A BANKRUPTCY ATTORNEY IN CLEARWATER, FLORIDA

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      THE SUPREME COURT DECISION IN BANK OF AMERICA V CAULKETT FURTHER ILLUSTRATES ITS LAWLESSNESS PART ONE Jay Weller is a Bankruptcy Attorney with Offices in Clearwater, Port Richey, and Lakeland, Florida. In Caulkett, the Debtor filed Chapter 7 Bankruptcy. The Debtor in Bankruptcy owned a Home with a First and Second Mortgage. The Fair Market…

    • Under Florida Statute, Section 121.131..

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      Under Florida Statute, Section 121.131, benefits under the Florida Retirement System are Exempt or protected for attachment, seizure, or garnishment by Creditors, in the State of Florida.