Author: Publisher
Current Landscape Of Loan Modifications And Foreclosures
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Resets May Lead To Higher Loan Modification Defaults By Jay Weller According to The Mortgage Monitor Report by Black Knight Financial Services for February, 2014, about 95% of rate reduction modifications are still facing resets. Although Loan Modifications have been declining for more than a year, Loan Modifications through the Home Affordable Modification Program (HAMP),…
The Banks’ Stealth Campaign To Increase Overdraft Fees
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Bank Overdraft Fees At Record High By Jay Weller The average fee for Overdrafts, which is defined as withdrawing more more a checking account than a Customer has in their account, has been increasing to thirty dollars in 2013, an increase from twenty nine dollars in 2012 and twenty six dollars in 2009, according to…
New Technology To Reduce The Chances Of Credit Card Fraud
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How Do I Reduce The Chance Of Becoming A Victim Of Credit Card Fraud? By Jay Weller Although the Credit Card companies are generally behind the efforts of fraudsters in preventing Credit Card fraud, there are some things you, as a Consumer, may do to stymie the efforts of these miscreants. For example, Capital One…
The Clampdown Begins On Payday Loans
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PayDay Loans Under Increased Scrutiny From Federal And State Governments By Jay Weller Pay Day loans, although easy to procure, usually carry with them extremely high interest rates and burdensome terms and fees. Often Borrowers are caught in a mire where they need to continually borrow from such Lenders to pay their essential bills. Recently,…
Dim Prospects For Students With Student Loans
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Student Loans Increasingly Come With Lesser Returns And More Burdensome Debt By Jay Weller The Federal Reserve recently reported that less Consumer Loans have reached delinquency than in recent years. This trend is not true for Student Loans where delinquencies continue to climb, and Loans are made without consideration of a Student’s ability to pay.…
Social Security
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If you are in need of representation to assist with you any social security legal issue in the Tampa Bay area please contact us today so that we may further assist you. In general, Social Security benefits are Exempt from Creditors in the State of Florida, and the United States, but there are some exceptions…
Personal Injury
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If you are injured while visiting someone else’ property, you might have what is constantly referred to as a “slip and fall” case. A slip, trip, and fall case is a type of premises liability claim. Property owners have a legal obligation to provide a reasonably safe environment to people who are lawfully on their…
Family Law
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Contact us to discuss family law legal representation and find out what your options are today. Dissolution of Marriage In Florida In Florida, the proper legal description of Divorce is Dissolution of Marriage. Florida is a State that does not require Fault as a basis or grounds for Divorce, or Dissolution of Marriage. In order…
Immigration
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Green Card (Permanent Residence) Remove Conditions On Green Card Green Card Through Family Green Card Through A Job Working In The United States Permanent Workers Temporary (Nonimmigrant) Workers Temporary Visitors For Business Student And Exchange Visitors Citizenship Citizenship Through Naturalization Citizenship Through Parents Family Family of US Citizens Family of Green Card Holders Family of…
Corporate Law
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Corporate Law Corporations Limited Liability Company (LLC) Professional Limited Liability Company Corporate Trusts Non-Profit Corporations A. Corporations Corporate Law There are two main types of Corporations. A “C” Corporation is a separate entity from its individual owners. A Corporation provides its shareholders with protection from liability and protection from personal responsibility from contracts,…
Estate Planning
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Revocable Trusts Irrevocable Trusts Pour-Over Trusts Trust For Minors Living Wills Health Care Surrogate Durable Power Of Attorney Probate Simple Administration Formal Administration Disposition Of Personal Property Without Administration Wills Simple Will Will With Pour-Over ProvisionWill Establishing A Trust Do Not Resuscitate Orders (DNRs) Estate Planning In matters of Estate Planning Law, we…