Bankruptcy Waiting Periods

CHAPTERS WAITING PERIOD 7 TO 7 8 YEARS FROM PREVIOUS FILING 13 TO 13 2 YEARS FROM PREVIOUS FILING (CASE MUST BE CLOSED) 7 TO 13 4 YEARS FROM PREVIOUS FILING 13 TO 7 6 YEARS FROM PREVIOUS FILING UNLESS 100% OF THE UNSECURED WERE PAID IN THE PRIOR CHAPTER 13 OR AT LEAST 70% OF THE UNSECURED DEBTS WERE PAID IN THE PRIOR CHAPTER 13 AND THE PLAN WAS PROPOSED IN GOOD FAITH The above chart represents the period of time a debtor must Read More +

Chapter 7 Bankruptcy Treatment Of Secured Property

STATEMENT OF INTENTIONS IN BANKRUPTCY In a Chapter 7 bankruptcy, the debtor must complete and sign a form called the Statement of Intentions. The Statement of Intentions indicates which of the available options the debtor chooses towards his or her secured property. The primary examples of secured property are an automobile loan or a mortgage loan. In a Chapter 13 bankruptcy one manifests his or her intent regarding such secured property through the Chapter 13 plan. In a Chapter 7 bankruptcy, the Statement of Intentions Read More +

Bankruptcy Assistance

Bankruptcy assistance and representation in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and most avenues to address issues with debt, are available here at Weller Legal Group PA.  Weller Legal Group provides assistance in primarily Bankruptcy representation of debtors.  However, we offer programs to address debt outside of Bankruptcy, including Credit Counseling, Debt Settlements, Foreclosure Defense, and Credit Repair. Jay Weller founded Weller Legal Group in 1993 and quickly grew to seven offices throughout Florida, including Miami, Orlando, Tampa, Lakeland, Clearwater, Bradenton/Sarasota, and Port Richey, Florida.  Read More +

Clearwater, Florida

EARLY HISTORY According to Wikipedia, one of the early tribes that resided in the area now known as Clearwater, Florida, was the Tocobaga peoples. In the early history of the area now referred to as Clearwater, Florida, there were clear springs that led from the banks of Clearwater into the bay.  These springs no longer exist.  The banks were located upon the high bluffs where is now located city hall and downtown Clearwater.  The early settlers referred to Clearwater as Clearwater Harbor, ostensibly because of Read More +

Tax Refunds In Bankruptcy

The treatment of tax refunds is a popular issue in bankruptcy.  Income tax refunds are commonly considered to be part of the bankruptcy estate.  Therefore, if a debtor files Chapter 7 bankruptcy, the trustee may attempt to seize all or a portion of the debtor’s tax refund.  In a Chapter 13 bankruptcy, the trustee may seek to have the debtor turn over all or a portion of the debtor’s tax refund, to be applied towards the funding of the Chapter 13 plan. However, a tax Read More +

Executive Deli & Café In Clearwater, Florida

LOCATED ON US 19 NORTH The Executive Deli & Café is located at 25400 US 19 North, Suite 205, in Clearwater, Florida.  The owners and operators of the Café are Ed Quezada, and his wife, Kellen Quezada.  Originally from Worcester, Massachusetts, the Quezadas decided to move to the Clearwater area in 2015, in search of a better quality of life.  Ed Quezada was formerly the District Manager of five Dunkin Donut franchises in the Boston area. In September, 2015, the Quezadas began operations at the Read More +

Ufo’s Spotted Over Clearwater Beach, Florida. See Video

Here is a Video I took on an iPhone 4 camera, of a series of lights that appeared in the sky in Clearwater Beach, Florida, on March 26, 2016. The Video is a little over 2 minutes long, but the lights appeared in the sky much longer than that. The lights were either slow moving or did not move at all. The Video was taken at Clearwater Beach, Florida. Specifically, the Video was taken from a fifth story condominium in the community of Island Estates, Read More +

Bankruptcy Attorney Question From Lakeland, Florida: Who Is Jay Weller?

Charles K Reed of Lakeland, Florida writes, who is Jay Weller? Jay Weller is an Attorney who primarily practices Bankruptcy Law. Mr. Weller graduated from the University at Buffalo in 1990 and from the University of Akron Law School in 1993. In Law School, the majority of Mr. Weller’s elective courses were in Bankruptcy Law or related to Bankruptcy Law, such as Secured Transactions. After graduation from Law School, Mr. Weller immediately moved to the Tampa Bay area and secured a position in a Law Read More +

Clearwater Beach, Florida

Here are some photographs that I have recently taken, in May of 2016, at Clearwater Beach. The first photograph is taken from the fifth floor of a building located at Island Way Estates, a man-made island that forms the Intercoastal that lies behind the main beach, which fronts the Gulf of Mexico, known as Clearwater Beach. The photograph was taken with an Iphone 3 telephone/camera. I used some of the editing functions available with the camera, including the “Enhancement” function, and a filter called “Process”. Read More +

Sam Ash Music Store Formally The Kapok Tree Restaurant

The Sam Ash Music Store in Clearwater was formerly the Kapok Tree Restaurant.  Technically, the Sam Ash Store is probably located in Safety Harbor, rather than Clearwater. The Kapok Tree Restaurant was created in 1957 and continued its operations until 1991.  Its founders, Richard B Baumgardner and Jim Jones created a monstrous complex with 12 dining rooms, each with its own theme, and seating for hundreds of patrons.  Its architecture has strong Italian and Greek influences with fountains that distribute over 60,000 gallons of water Read More +