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    • Florida Statute 222.11 provides for the Exemption of Wages..

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      Florida Statute 222.11 provides for the Exemption of Wages or Earnings of the Head Of Family from Garnishment by Creditors.   Florida Statute Section 222.11(1)(c) defines HEAD OF FAMILY as: “Head of family” includes any natural person who is providing more than one-half of the support for a child or other dependent.

    • Section 221.11 of the Florida Statutes provides that Creditors ..

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      Section 221.11 of the Florida Statutes provides that Creditors cannot Garnish the Earnings of the Head Of Family, unless the Head of Family has Disposable Earnings over $750 per week and the same person agrees in writing to such Garnishment. Florida Law Section 221.11(b) provides that the written agreement must: Be written in the same…

    • Section 222.11 of the Florida Statutes Exempts the Earnings of..

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      Section 222.11 of the Florida Statutes Exempts the Earnings of the Head Of Household from Garnishment. Section 222.11(1)(a) defines Earnings as: “Earnings” includes compensation paid or payable, in money of a sum certain, for personal Services or labor whether denominated as wages, salary, commission, or bonus.

    • Section 221.11 of the Florida Statutes Exempts the Earnings of..

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      Section 221.11 of the Florida Statutes Exempts the Earnings of the Head of Household from Garnishment, Unless the Head Of Family has DISPOSABLE EARNINGS of over $750 per week and agrees in writing to such Garnishment.   Section 222.11(1)(b) defines DISPOSABLE EARNINGS as: “disposable earnings” means that part of the earnings of any head of family…

    • Florida has a Head Of Family or Head Of Household Exemption..

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      Florida has a Head Of Family or Head Of Household Exemption that provides that the Wages of the Head Of Family are Exempt from Garnishment. That means the Wages of the Head Of Family cannot be Garnished in the State of Florida. There are some exceptions to this Law.

    • The Exemption for the Head Of Family is defined..

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      The Exemption for the Head Of Family is defined in Section 222.11 of the Florida Statutes. The Wages of the Head Of Family cannot be garnished in the State of Florida. There are some exceptions to this Law. Section 222.11 provides: The EARNINGS of the HEAD OF FAMILY cannot be Garnished, UNLESS The Head Of…

    • Discharge of Student Loans In Bankruptcy

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      Discharge of Student Loans In Bankruptcy: How Obama And The Senate Democrats Proposed Bill Is Much Ado About Nothing Part III in Series By Jay Weller   Recently, upon inspiration from President Obama and his Student Bill of Rights, as implemented by Executive Order, a number of Senators in Congress have introduced a Bill called…

    • The US Bankruptcy Code And Student Loans

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      The US Bankruptcy Code And Student Loans: Constructing The Plain Meaning Of The Bankruptcy Code In Attacking Student Loans  Part II In Series by Jay Weller   Editors Note: In Part One in our Series on Student Loans, the writer offered an Equation in determining whether Student Loans can be Discharged in Bankruptcy. The Equation…

    • Dischargeability Of Student Loans

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      Dischargeability Of Student Loans Interpreting Bankruptcy Code Section 523(a)(8) Constructing The Plain Text Of The Bankruptcy Code In Determining Whether A Student Loan Can Be Discharged Or Eliminated In Bankruptcy Part One of A Series By Clearwater Florida Bankruptcy Lawyer Jay Weller Please refer to the Text of the prior Post which repeats, word for…

    • What Section Of The Bankruptcy Code Applies To Student Loans?

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      What Does Bankruptcy Code Specifically Say About Student Loans? By Jay Weller Section 11 USC 523(a)(8) of the US Bankruptcy Code is the operative Section in regards to Student Loans. Section 523(a)(8) States STUDENT LOANS ARE NOT DISCHARGED UNLESS: Unless excepting such debt from discharge under this paragraph would impose an UNDUE HARDSHIP on the…

    • Treatment Of Automobiles In Bankruptcy

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      Here Are Your Options By Jay Weller Many of the Clients of Weller Legal Group have difficulties presented by their Automobile Loans. Loss of income, or unexpected financial circumstances sometimes leaves a Client delinquent on his Automobile Loan and in danger of Repossession. Sometimes, the monthly payment is too burdensome for the Client to pay,…

    • Discharge Of Second Mortgages In Bankruptcy

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      An Explanation Of The Mechanisms Of Lien Stripping By Jay Weller One tool used by knowledgeable Bankruptcy Attorneys is a process called Lien Stripping. Lien Stripping in Bankruptcy permits the Bankruptcy Attorney, on his Client’s behalf, to eliminate or Discharge Second and Lesser Mortgages, meaning other than the First Mortgage. In order to Lien Strip…